Worker's Comp

Workmans compensation insurance covers your employees if they get hurt on the job.  They get paid by the insurance company if they can't work due to injury. 

The price of Worker's comp is dependent upon different factors.

  1. The type of work is the most obvious factor, the price for a roofer is going to be a lot more than an office clerk.
  2. How many employees?

Basically that is it. Workers comp is a pain for all employers, especially for contractors. Insuring the tradesmen gets to be quite expensive. The problem with not buying the insurance can be much more expensive. The fines start at $10,000 for not having the insurance and one of your employees gets hurt.

Getting coverage for a small number of employees is also a pain. Insurance companies don't want to bother with the small companies because they don't get paid much for the amount of work they have to do.  We can help small employers get the coverage they want.

Call 1-800-863-2383 for more help with worker's comp

Some trades have only one option, The State Fund. This is a kind of state run company that has to take every risk.