Commercial insurance coverage is different for every trade and business

There are basically two reasons people buy commercial insurance.

1. Because the employer or job requires it.

Most smaller contractors don't care about buying commercial insurance. They want the job, the job pays the money, the insurance costs the money. On the other hand most large contractors buy commercial auto and commercial general liablity insurance because large contracts always require insurance.

2. To protect themselves.

They want their vehicles, equipment and business covered in case someone steals or wrecks their items. Or in case they or their employees hurt or wreck somebody else's stuff and they don't want to lose their house and bankrupt their business.

There are may different types of insurance to include:

• Commercial General Liablity
• Commercial Auto
• Commercial Truck
• Workers comp
• Errors and omissions
• Directors and Officers
• Property damage
• Product and completed operations
• Product Liability
• Fire

Call 1(800) 863-2383 for a free price quote